Identity Theft Solutions

Identity theft is the fastest growing financial crime in America ... striking thousands of victims each year.  In a matter of seconds, personal information such as a social security number, credit card number and/or an address can be stolen and used to obtain a new mortgage, line of credit or additional credit cards.

Victims may never know that their identities have been stolen until unauthorized transactions appear on credit card statements, collection notices appear in the mail or loan applications have been declined.  In a short period of time, extensive damage can be done as a result of a stolen identity event.

Restoring one's name and good credit is a time consuming and expensive process.  On average, it takes six months to detect identity theft and about 200 hours to recover from the crime.  Victims must endure a number of costly steps to dispute fraudulent debts land accounts opened by an identity thief.

Our program helps prevent identity theft, and provides comprehensive, paralegal assisted restoration in the event a theft occurs.

Keylogging Defense System™

Our Keylogging Defense System™ eliminates online identity theft by encrypting every keystroke at the keyboard level and then reroutes those encrypted keystrokes directly to your browser. Our Keylogging Defense System™ bypasses the multiple communication areas that are normally vulnerable to keylogging attacks that could compromise your vital information. 

With our defense system, members can now E-mail, access critical business applications, browse, shop and bank with confidence knowing that each and every keystroke is encrypted and not being transmitted to an awaiting Identity Thief.

Identity Monitoring

Our Identity Monitoring does much more than monitor credit, offering a solution as robust as the ones used by the nation’s leading financial institutions to prevent theft. Identity Monitoring uses innovative technology to detect misuse or even an elevated likelihood for misuse of an individual’s Social Security number, name, address, phone, and date of birth. By creating a SNAPD identity blueprint, this program monitors billions of data on a daily basis from sources such as: 

  • Wireless Carrier Applications
  • Auto/Mortgage/Payday Loans
  • Utility Accounts
  • DMV Records
  • Government Databases
  • Court/Public Records

Identity Theft Restoration

Privacy Advocates will: 

  • Issue fraud alerts with major credit reporting agencies
  • Follow up with affected agencies, creditors, financial institutions
  • Call, email, send documentation to state agencies, financial institutions
  • Complete and mail “Fraud Packet” via certified mail
  • Assist with restoration of identity to its pre-theft state

Lost and/or Stolen Credit Card Assistance

Privacy Advocates will: 

  • Obtain credit reports from each of the three major credit bureaus
  • Cancel affected credit cards and request new cards
  • Provide daily ID monitoring for 6 months to help prevent further fraud

Identity Theft Insurance

Each member is provided with $25,000 worth of Identity Theft Insurance*. This coverage will help offset some of the costs of restoring their identity to its original status. 

*Identity Theft Insurance is not available in NY. Identity Theft Insurance is underwritten by a nationally recognized Insurance carrier with an “A” or better AM Best Rating. Contact Legal Club of America for more details. Restoration and Lost Credit Card Services are available to members and their eligible dependents. Insurance coverage and Identity Monitoring is limited only to the member.